![]() There is no monthly fee, but a dormancy fee of $3.95 will apply if the card is not used for a period spanning 90 days. Direct deposit: If your employer offers direct deposit, you can have your paycheck sent directly to your card.Text and email alerts: You can opt-in to receive text and email alerts about account updates.Cash back at the point of sale: A $1.95 fee applies for over-the-counter cash back transactions.FDIC Insurance: The card's balance is insured through The Bancorp Bank, which is an FDIC member.Transfers are limited to $500 daily and $2,000 monthly. Card-to-card transfer: Funds can be transferred between Vanilla Visa products.If the card is declined, a $0.75 fee will be assessed. The fee is $4.95 for international transactions. ATM access: A $1.95 fee applies for domestic transactions.Online bill payment: The card has both recurring and automatic online bill payment capabilities.It is also accompanied by free direct deposit and an array of other benefits, including: The maximum daily and monthly reload amounts are $2,500 and $5,000, respectively. Unlike the other Vanilla Visa products, this card is customized with the holder's name and can be reloaded using Vanilla Reload or Walmart Rapid Reload. You should be able to access the balance from this link as well.The MyVanilla Personal Reloadable Visa Card is a money-management tool designed to be a plastic alternative to a traditional bank account rather than a gift card. If the Visa gift card was sent to you digitally, check your email for the original link to activate the gift card. It's a good idea to copy and store this information in a secure place if you want to get rid of the physical card. If the Visa gift card was a physical card, you will need that card's number, expiration date, and CVV to check the balance online or over the phone because you cannot access this information through the Wallet app. When you add your Visa gift card to your smartphone's Wallet app, keep in mind that, for security purposes, you won't be able to view or edit the card's information after it's added. What if the card was added to your smartphone's Wallet app? You'll be prompted over the phone by an automated voice messaging system to enter the 16-digit card number, expiration date, and CVV, and the automated system will tell you the remaining balance. If you know the issuing brand of your Visa gift card, you can also visit their site directly below:Īnother way to check the balance of your Visa gift card is to call the toll-free number that's on the card. You'll need the 16-digit card number, expiration date, and CVV to look up the balance. You can check your Visa gift card balance online by looking at the back of the card and visiting the card issuer's website that's listed there. Luckily, checking your Visa gift card balance is easy to do, and there are a few different ways you can go about it. However, if the card has been lingering in your wallet for a few weeks or months, you might have forgotten how much is on it, or if there's any amount left on it at all! Once you've activated a Visa gift card, it's yours to spend however you choose - whether it's on practicalities like groceries or a splurgy gift for yourself. What if the card was added to your smartphone's Wallet app?.How to check the balance over the phone.
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